February 19, 2015

WARNING TO ALL CREDIT CARD HOLDERS

I received a txt last Monday, stating that my application for upgrade to Platinum for my Metrobank Credit Card has been approved. I was happy with the fast service as I've requested for the upgrade just the night before. Read on to be warned of this scam. I reported this matter to Metrobank already.

This is a WARNING TO ALL CREDIT CARD HOLDERS.  




This "Joseph A. Ong" called up to follow up if I'm interested for the upgrade:

JAO: Ma'am, this is Joseph A. Ong, Account Specialist of Metrobank. We would like to inform you that your application for upgrade to Platinum has been approved. Are you Joy Mendiola? 

Me: Yes, I'm Joy Mendiola. Ang galing ng Metrobank ha, I just called last night and I'm already approved! I applied about 3 weeks with BDO, wala pang approval e.

JAO: To check if this is really you. Is your mother's maiden name---, your father---. your birdday--- etc. etc.

JAO: Ma'am, you have two addresses here. San nyo po gusto ipadeliver ang iPhone6 nyo? 

Me: iPhone6? 

JAO: Ma'am, this upgrade ay may kasamang iPhone6.

Me: Oh really? I was not informed.

JAO: Yes, Ma'am iPhone6 po. Wala po kayong babayaran dito. But you have to settle the handling fee of the P3,000.

Me: P3,000? Bakit may handling fee if it's free?  

JAO: Ma'am, di po kasi kasama sa promo yung handling fee ng phone. San po kayong agency nag apply ng upgarde? Dapat po na inform kayo ng agency na pinag-aplayan nyo.

Me: Agency? Wala akong inaaplayan na agency. I'll check with Metrobank muna baka in the end I'll be charged with that iPhone6.

JAO: Ma'am, delivery na po ng iPhone6 nyo mamayang 2pm to 3pm. Kailangan nyo na pong i-settle ang P3,000 handling fee para di ma-forfeit ang iPhone6. Tawagan nyo na lang po ang number na to para ma prove na may free kayong iPhone6, eto po, 046... (I cut him)

Me: Ha! e, 8-700-700 ang number ng Metrobank Card no!

This a--hole, hanged the phone. He knew that he didn't get to scam me. It's just too scary because he knows all my details. 

Calling the attention of Metrobank Card, I'm still waiting for your call regarding this matter. How protected are your clients? This scammer knew all my details, and even knew I applied for an upgrade to Platinum.

Again, this is a WARNING TO ALL CREDIT CARD HOLDERS. 

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