Bank of Philippine Islands Race on Investments

I'm quite familiar with investmenst because my husband and I have invested in different insurances to secure the future of our children. Learning about investments was actually hard for us at first, it was also boring so it took time before our agents was able to convince us to invest.  

This time, with Bank of Philippine Islands, learning about investment is actually fun, as BPI introduced the Race on Investments (ROI) board game, a first in the banking industry.  Through the board game, the discussion on investments beyond pure concepts allow individuals to see for themselves how investments can work in real life, within the context of a game.  It's actually so easy, much like playing Monopoly.   

By playing  Race on Investments (ROI) board game, you will know the qualities of a good investment. Determine the investment that is right for you.  Now after knowing what investment is better for your personality, how do you know exactly what is a good investment? Here are some characteristics of a good investment. From boardroom to board game: showing the risks and rewards for each decision made by players in the game.  The game’s objective is to teach players how investing can help them achieve their life goals. The game provides the player a map with three tracks: milestones, savings, and investment.  Milestones show the significant events in a player’s life that can increase his income (for ex., job promotion, higher learning).  Savings shows the player where he could keep his cash, while Investment shows the player’s journey towards life goals.   

 “This board game demonstrates the importance and ease of investing. Many people may find investing to be a daunting task, but interactive tools such as a board game can show them that they can invest and make smart decisions for themselves,” says Remarie Suzette A. Ayson, VP and Department Head of Wealth Management of BPI Asset Management and Trust Group. One  of  the  ways  to  refine  your goals  is  to  gain  more  knowledge  and  know-how  on investment, which can be aided by consulting with an investment counselor.  “An investment counselor can help you further tailor-fit your investments according to your profile and be updated on what’s new in the finance and banking industry,” Ayson advises.  One of the ways for any individual to have access to investment counselors is through BPI Asset Management’s Financial Wellness seminars, where the importance of investing is explained through interactive ways.  Through the years, BPI Asset Management has continuously come up with innovative ways to educate non-investors on the basics of investing and how it can help them achieve their goals.  

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  ABOUT BPI At 165 years, Bank of the Philippine Islands is the first bank established in the Philippines and in Southeast Asia. BPI is licensed as a universal bank  by  the  Bangko  Sentral  to  provide  a  diverse  range  of  financial  services:  deposit  taking  and  cash  management,  payments,  lending  and leasing, asset management, bancassurance, investment banking, securities brokerage, foreign exchange, and capital markets. BPI has significant financial strength, with robust Tier  1  capital  adequacy ratios and  profitability, underpinned by a  stringent compliance and risk  management regimes. BPI is rated investment-grade by the international ratings agencies. Contact Us Media: tmcquiambao@bpi.com.ph, mika.palileo@ogilvy.com I Investors: Investorrelations@bpi.com.ph Bank of the Philippine Islands l 6768 Ayala Avenue, Makati City 1226 PH l +632 816 9398 l bpiexpressonline.com  One, it can beat inflation. Prices naturally increase over time. In fact, over a three-year period, prices can go up by almost 3%.  “Unfortunately, we don’t live in a world where all things are equal, as economists have always dreamed of. A good investment can beat inflation by increasing not decreasing your money’s worth over time,” Ayson explains.  Second, risk is compensated with reward. “This depends how you assess yourself, if you are averse to risks or comfortable with it,” Ayson points out.  BPI has three types of funds to cater to each profile as well as your goals. For example, the BPI Short-Term Fund is classified as a short-term, low risk, and low reward type of fund. It is invested mostly in time deposit and term deposit facility of the Bangko Sentral ng Pilipinas.  Meanwhile, if you are looking to achieve financial goals in three years, the Odyssey Medium Term Bond Fund is a good choice. The fund is invested mostly in Philippine government and corporate bonds.  Lastly, the BPI Philippine Equity Index Fund is a long-term, high risk, and high reward type of fund. Addressing your retirement and long-term needs, this type of fund has a larger yield compared to other funds because it is invested in shares issued by Philippine companies in the Philippine Stocks Exchange Index (PSEi).  Third, it can help you achieve your life goals according to your plan. “To get your money’s worth, the key is to know how these types of investments work and more importantly, how these can work for you,” Ayson says.    Diversify your investments.  Knowing the type of investments is one thing, but putting your actual hard-earned money into them is another matter. The key to getting the most out of your investment is diversification into the three types of funds.  “You may have a preferred fund based on your risk profile but it is ideal that you place sufficient amounts in each type. This will give you the largest returns, as much as 5% in five years for a P100,000 initial investment—much higher compared to just parking it in your savings account or putting everything in one entire fund,” Ayson explains.  

  ABOUT BPI At 165 years, Bank of the Philippine Islands is the first bank established in the Philippines and in Southeast Asia. BPI is licensed as a universal bank  by  the  Bangko  Sentral  to  provide  a  diverse  range  of  financial  services:  deposit  taking  and  cash  management,  payments,  lending  and leasing, asset management, bancassurance, investment banking, securities brokerage, foreign exchange, and capital markets. BPI has significant financial strength, with robust Tier  1  capital  adequacy ratios and  profitability, underpinned by a  stringent compliance and risk  management regimes. BPI is rated investment-grade by the international ratings agencies. The world of investment might be intimidating at first, but we can all learn that this is not entirely true. Through learning your different investment options, you wouldn’t have to depend on a single source of income for when you want to travel, buy a car, or save for retirement.  With proper guidance and advisory, investing can help you achieve your life aspirations, thus making the best happen. 

ABOUT BPI:

At 165 years, Bank of the Philippine Islands is the first bank established in the Philippines and in Southeast Asia. BPI is licensed as a universal bank  by  the  Bangko  Sentral  to  provide  a  diverse range  of  financial  services:  deposit  taking  and  cash  management,  payments,  lending  and leasing, asset management, bancassurance, investment banking, securities brokerage, foreign exchange, and capital markets. BPI has significant financial strength, with robust Tier  1  capital adequacy ratios and  profitability, underpinned by a  stringent compliance and risk  management regimes. BPI is rated investment-grade by the international ratings agencies.